Ed Hinerman, a life insurance specialist with the Hinerman Group, was posed an interesting challenge recently. For years he has successfully found affordable life insurance for many adults with type 1 diabetes, but he had never been asked about life insurance for children with Type 1 diabetes until now.

After speaking with underwriters in the top 40 or so companies, he found a discernible lack of interest due to lack of data. Companies would say that they couldn't consider someone with type 1 diabetes until they were either age 15 or age 20. A peer in the industry told Ed the knee jerk reaction was because insurance companies haven't done mortality studies on children. They simply don't have any data upon which to base the pricing for products. Uh oh!! That coupled with the fact that there really isn't any financial incentive for them to study and create products for a relatively small market that would produce relatively low premium, kind of sets the tone. Well, now the war has been defined and the battles are becoming clearer.

When Ed contacted the ADA for assistance in this matter - hold your breath (it's a shocker!) - they turned a cold shoulder on a diabetic's need. What if the diabetic's parents were doing what so many families do - and trying to buy a whole life policy to help pay for their kids college someday? It's really not fair! Here's where fair begins -- Ed asked me to gather some facts it will take to get the insurance companies attention. Does anybody have any idea of the mortality rate of children after being diagnosed with type 1 diabetes?

Bottom line. Life insurance companies make big money and for them to cut and run from children just because it might not make them more big bucks, or because they really haven't done their homework and aren't interested in doing it, isn't acceptable. Game on! I hope we can make a good showing, at the very least - hit one out of the park for the fans. Thanks for inviting me to play, Ed!

My recent blog on interlopers offering advice about controlling diabetes upset a good friend of mine. He asked a question that gave me one of those What if...dream sequences. The reality check warrants a new blog.

He asked -- what if an interloper talked your doctor into reconsidering the use of natural animal insulins because they read the research and figured out that it was the better choice? Would you still think interlopers have no value in diabetes control?

Touché` - you sunk my battleship. I had to confer with a fellow diabetes OC blogger to get the he said / she said feedback. She made a very good point, too. In her words, there is a special group of non-diabetics who have an acute understanding of the disease, and who may have a somewhat intuitive understanding of how it works, but most of the time there is a silent acknowledgement that their opinion can at any given time be dismissed in favor of the diabetics'. Words of wisdom typed from the sorceress of Lemonade Life.

Today's lesson for Allie: listen without prejudice. Learn from all who are willing to share their experiences. Prosperity in life comes from the gifts we share with each other. My friends have shared valuable insight to teach me how to gain from every experience in life. I now see that the advice others have to share is the gift we have yet to receive. Denying the gift before we ever receive it is ungrateful. Graciously humbled - Allie B

Ok, sounds like a joke - but seriously, TuDiabetes is growing like gangbusters! Meredith Cummings wrote a great article on TuDiabetes and its explosive growth! The online community for people touched by diabetes, is growing at a rate of 10% per week. Way to go, Manny!

And why shouldn't we all plant a flag in this real estate? TuDiabetes offers nonstop support through conversations, debates, mysteries and revelations - all amounting to some degree of resolve. TuDiabetes is a great place to remind you that we're not alone in this dark tunnel. Need some light? Ask and you shall receive. And, by the way - you can get the answer to the lightbulb question by signing in and friending Meredith Cummings.

I logged in today and saw a great question. A member named Cody asks if others are annoyed when people who don't know what it's like to be diabetic try to offer advice. The group of interlopers is frankly growing like a virus. I define the interlopers as people who feel they know the world of diabetes without having landed on the tarmac! It's easy to study the playbook. It's a whole different ballgame to get your butt on the field. Good luck with college, Cody!

Browsing diabetes-related books on Amazon recently, I came across this one: When You're a Parent with Diabetes: a real life guide to staying healthy while raising a family by Kathryn Gregorio Palmer. It caught my eye because 1.) it got very favorable reader reviews and 2.) it addresses a topic that is usually neglected - being a good parent when it's you with diabetes. When You're a Parent was published in September 2006 by Healthy Living Books.

Interesting, that. I mean, there are tons of resources out there about raising children with diabetes and keeping them healthy. This book addresses the needs of parents with diabetes who want to raise healthy happy children, but also have special health needs of their own to remember.

Top 100 Amazon reviewer Manny Hernandez has posted a review to the site and also this site, praising the book. Manny's a good authority, by the way: he has type 1 diabetes and has his own sites including, TuDiabetes and a blog AskManny. Busy!! According to Hernandez, Palmer is informative but never condescending, guiding parents through anecdotes on her own and others' experiences. Palmer covers the gamut from pregnancy to raising teens, adoption, and dealing with depression, diabetes complications, and communicating with your kids about your condition. Sounds like a good resource.

A little over 2 weeks ago I posted something about diabulemia on site where diabetics exchange their feelings, frustrations, and experiences with the disease. Two Type 1 diabetic women took the time to write me a very thoughtful hate mail. Hate is a strong word but these are some strong accusations. For starters, they said, "There ain't no such word as diabulemia. It's called diabetic stupidity." That is cut directly from the email, and as you can see - it was written with an arrogant disregard for the 450,000 people suffering from this serious condition.

I understand strong words come from passion. An email with the subject title "There's type 1, and then there are fools with type 1" could only have been composed with hateful passion. Within the passionate lines of this email were statements like "Insulin shock therapy was used in mental institutions (where you belong)." Not exactly nice words to come from a teacher - but again, the words were incensed with passion. Good, bad or ugly - feedback is terribly important to me because it conveys what matters to you. Knowing is half the battle.

By logging my experiences with diabetes on the web, these hate mailers refer to me as "You fool" for exercising my Freedom of Speech (First Amendment). To this I add -- thank goodness for the Freedom of Information Act. If I'm a Fool for sharing my experience with overcoming diabulemia and trying to lend consoling advice to others struggling with it - I'm a damn proud Fool! Hate on, haters!

SugarStats makes it simple to virtually track, monitor and share key statistics to help manage your diabetes online. Here's your chance to get rid of the annoying paper trail and replace it with high tech efficiency. You would anticipate such a brilliant idea to cost boatloads. No sir -- this perk is free!

SugarStats gives you a simple and easy-to-use way to input and access your data anywhere with a web browser. Get rid of that pen and paper log -- it's all online! Track and manage meds, foods and activity. Drill down into specific timeframes to get a clear picture. Visualize your progress with easy to read graphs and trends. Share your statistics with your family, friends or doctor. This is such an awesome tool! Your desire to take control of your diabetes is so easy, thanks to Marston's brilliant interface. Sign up free or take a tour.

It seems every day I learn about an extraordinary diabetic doing something to improve the daily struggles of this unforgiving disease. Kudos Marsten! You're another shining player on Team Diabetes!

Ever wonder what would happen to a non-diabetic's blood sugar if they loaded up on a pile of concentrated sugar, preservatives and weird science fats? Doctors and the ADA call it prediabetes. This clip takes it to the extreme by sandwiching the center of 16 double stuff Oreos! Sometimes you have to be insanely blunt to make your point.

This is a brilliant example of the diabetes epidemic in action. In today's world -- many people are eating for convenience without realizing the consequences. More convenient equates to less nutritious - more preservatives, more sugar and even more fattening (the wrong fats, too!) The combination increases the amount of time our digestive enzymes need to work on these lab-derived ingredients. This sustains an elevated blood sugar following the time of consumption. Add the ADA definition of pre-diabetes (a blood sugar between 140 to 199 mg/dl 2 hours after a meal) and there you have it -- a potential player on Team Diabetes!

Think what would happen if this guy was in his doctor's office 2 hours after this stunt. I'd like to thank his employer for keeping him busy (whatever he's paid to do) well after the lunch hour - and protecting him from becoming another statistic. Big ups to HR for hiring this guy!! If he's not in marketing already -- you might consider a transfer and give this guy a raise. He's my Oreo hero.

TuDiabetes.com is a site for people touched by diabetes. The creator of the site, Manny Hernandez, got the ball rolling on a topic of interest we all take to heart - diabetes book recommendations.

When you ask diabetics to brainstorm on a terribly intrinsic topic you get some pretty good responses. One suggested read was The Diabetes Improvement Program. This book helped a diabetic overcome depression, when the talented team of healthcare professionals could not. Other honorable mentions include: Psyching Out Diabetes, Dr. Bernstein's' Diabetes Solution, Diabesity, and Diabetes for Dummies.

Somebody actually asked something very interesting - where is the book on the evolution of diabetes treatment? Often a topic of discussion, and yet so rarely documented is the sequential events of diabetes treatment, starting with the discovery of insulin. A lull ensued from about 1930 till the boom of genetically modified human insulin, in the early 80s. Any investigative journalist willing to take a stab at it? I guarantee the book will make my must read. And Eli Lilly might actually pay you not to write it.

P.S. One reader pointed out - a chapter of Brent Hoadley's book, Too Profitable to Cure presented a chronology of the evolution of diabetes treatment.